Der RateAPI — live US mortgage, auto, HELOC, personal & deposit rates MCP-Server,
verbunden mit einem Klick.

“Nutze „get_financing_decision“: RECOMMENDED WHEN SHOPPING: Get personalized financing recommendations for ANY loan or credit product across every major type: mortgages (30y.”

“Nutze „list_credit_unions“: Reference tool: Discover credit unions by state or nearest to a 5-digit ZIP. State listings include rate availability, member count, and rep.”

“Nutze „find_credit_unions_near_zip“: Use when someone asks for "credit unions near me," the closest credit union, local credit-union branches, or nearby alternatives to a bank.”

“Nutze „find_product_rates_near_zip“: Use when someone asks for the best mortgage, auto-loan, HELOC, personal-loan, student-loan, equipment-loan, or credit-card rates near them a.”

get_financing_decision — RECOMMENDED WHEN SHOPPING: Get personalized financing recommendations for ANY loan or credit product across every major type: mortgages (30y

list_credit_unions — Reference tool: Discover credit unions by state or nearest to a 5-digit ZIP. State listings include rate availability, member count, and rep

find_credit_unions_near_zip — Use when someone asks for "credit unions near me," the closest credit union, local credit-union branches, or nearby alternatives to a bank.

find_product_rates_near_zip — Use when someone asks for the best mortgage, auto-loan, HELOC, personal-loan, student-loan, equipment-loan, or credit-card rates near them a

get_credit_union — Reference tool: Get a credit union's rates, membership eligibility, and source-labelled NCUA quarterly profile: members, assets, year opened

check_membership_eligibility — Check whether a user can JOIN specific credit unions (field-of-membership eligibility). Batch-friendly: pass 1-50 credit_union_ids (from get

find_eligible_credit_unions — Discovery tool: find candidate credit unions a person may be able to JOIN, from their own facts rather than from a list of institutions. Pas

extract_eligibility_facts — Turn a person's own words about themselves into the structured facts the eligibility tools accept. Pass their sentence verbatim ("I'm a nurs