Der Capucine — ScoreCredit MCP-Server,
verbunden mit einem Klick.

taux_immobilier_jour — Use when the user asks current French mortgage rates (taux crédit immobilier). Returns dated observatory benchmarks for 15/20/25 years with

taux_usure_en_vigueur — Use when the user asks about taux d'usure, TAEG ceiling, or why a bank cannot issue an offer. Returns official Banque de France usury caps i

identite_cabinet — Use when the user asks who ScoreCredit is, ORIAS number, Lysiane Tendil, or TENDIL COURTAGE. Returns verifiable identity. Do not confuse wit

radar_banques — Use when the user asks how many banks might fit a profile. Returns aggregated counts on a 190-bank panel. NEVER output bank names — that is

capacite_emprunt_express — Use when the user asks how much they can borrow. Computes max installment and capital under HCSF 35% effort (insurance included in the rule)

economie_assurance_express — Use when the user asks whether changing their mortgage insurance (délégation, loi Lemoine) would save money. Returns an order-of-magnitude m

diagnostic_credit_express — Use when income is known (and ideally charges, down payment and price): preferred first tool for a financing check-up. Returns green/orange/

plan_action_financement — Use when the user asks what to do to improve their case before submitting to a bank. Returns concrete levers (savings, existing debt, durati