The MCP MCP server,
connected in one click.
Cited, receipt-backed US home-buying data & calculators — education-only, every number sourced. Connect the official MCP MCP server to Claude, ChatGPT, or Cursor through gate — one gateway URL, no config files, security-checked.
Free to start · No credit card · No hosting needed
Add MCP to your AI in one minute
Pick your client. Copy, paste, done — or let gate handle sign-ins and policies for you.
claude mcp add --transport http mcp-candidcost https://candidcost.com/api/mcpRun in your terminal, then restart Claude Code.
MCP · https://candidcost.com/api/mcp
What your AI can do with MCP
Real prompts you can type the moment it's connected — no setup, no docs to read.
“Use “true_cost_estimate”: Estimate the full monthly cost of owning a home — principal & interest, property tax, insurance, PMI, HOA, and maintenance — and contrast it.”
“Use “affordability_estimate”: Compute front-end (housing) and back-end (total debt) DTI budgets from income and debts, and the home price implied by the binding limit. Re.”
“Use “fee_benchmarks”: Return closing-cost and rate-spread percentile distributions (p25/p50/p75 + mean) for a US state, computed from the row-level CFPB HMDA LAR.”
“Use “benchmark_rates”: Return the latest benchmark mortgage rates (e.g. 30-year and 15-year fixed) from the Federal Reserve (FRED), each with its observation date.”
How secure is the MCP MCP server?
Every server in the gate directory has to pass the same four checks before your AI can touch it. Here's how MCP holds up.
Official endpoint
Operated by MCP (candidcost.com) at its documented MCP endpoint — not a third-party mirror or community re-host.
No sign-in needed
This server only exposes public data — no account and no credentials are involved when you connect.
Scanned before it goes live
gate checks every tool for prompt injection, hidden instructions, data-exfiltration hints, and over-broad permissions before the server is available through your gateway.
Watched for drift
If MCP adds or changes tools later, gate re-scans and alerts you — before your AI acts on the change.
Connected in three steps
Connect your gate
Add one gateway URL to Claude, ChatGPT, or any MCP client. One-time setup, about two minutes.
Pick MCP
Choose MCP in the gate directory. No sign-in needed.
Use it anywhere
MCP's tools are live in every AI client you've connected — with rules and logging built in.
Free to start · No credit card · No hosting needed
The actual tools MCP exposes
Fetched live from the official endpoint and re-checked daily by gate — not marketing copy.
true_cost_estimate — Estimate the full monthly cost of owning a home — principal & interest, property tax, insurance, PMI, HOA, and maintenance — and contrast it
affordability_estimate — Compute front-end (housing) and back-end (total debt) DTI budgets from income and debts, and the home price implied by the binding limit. Re
fee_benchmarks — Return closing-cost and rate-spread percentile distributions (p25/p50/p75 + mean) for a US state, computed from the row-level CFPB HMDA LAR
benchmark_rates — Return the latest benchmark mortgage rates (e.g. 30-year and 15-year fixed) from the Federal Reserve (FRED), each with its observation date
search_dpa_programs — Find down payment assistance (DPA) programs by US state and/or buyer type. Includes national programs. Each result links to its official gov
decode_loan_estimate_fee — Classify a mortgage Loan Estimate fee by CFPB section and control class (set by lender, shoppable, third-party, government, or prepaid), wit
payment_shock_estimate — Estimate why a mortgage payment often jumps in year two: escrow at closing is sized from the seller's current tax bill, but the county reass
pressure_check — Decompose the tradeoff a rushed buyer faces: the earnest money at risk by walking away versus what overpaying to "win" costs over the life o
+ 2 more tools once connected
Who runs the MCP MCP server?
The MCP MCP server at a glance
https://candidcost.com/api/mcpQuestions, answered
Is there an official MCP MCP server?
Yes — MCP operates its own remote MCP server at candidcost.com. gate connects you to that official endpoint and adds security scanning, per-tool access rules, and an activity log on top.
How do I connect MCP to Claude or ChatGPT?
Add gate's gateway URL to your AI client once, then pick MCP in the directory. No account or sign-in is needed. From then on, MCP's tools are available in every client you've connected to gate.
Do I need to host anything?
No. MCP runs the server, and gate is fully managed. You just connect one URL — there's nothing to install, deploy, or maintain.
Is the MCP MCP server safe to connect?
It's the vendor's official endpoint, and gate scans its tools for prompt injection and hidden instructions before it goes live, re-checks it whenever it changes, and lets you allow, block, or require approval for every single tool.
Is it free?
Yes — you can get started with gate for free and connect MCP in minutes. No credit card required.
Connect more than just MCP
Every server below works through the same gateway URL — connect once, add tools anytime.
Squarespace DomainsDesignView →Set up MCP in: Claude · Claude Code · ChatGPT · Cursor · VS Code