The Coverage Cat MCP server,
connected in one click.
Get umbrella and homeowners insurance quotes, select a policy, and bind coverage. Connect the official Coverage Cat MCP server to Claude, ChatGPT, or Cursor through gate — one gateway URL, no config files, security-checked.
Free to start · No credit card · No hosting needed
Add Coverage Cat to your AI in one minute
Pick your client. Copy, paste, done — or let gate handle sign-ins and policies for you.
claude mcp add --transport http coverage-cat https://www.coveragecat.com/api/consumer/mcpRun in your terminal, then restart Claude Code.
Coverage Cat · https://www.coveragecat.com/api/consumer/mcp
What your AI can do with Coverage Cat
Real prompts you can type the moment it's connected — no setup, no docs to read.
“Use “umbrella_consumer_prefill”: Preferred umbrella MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy umbrella insurance and no operator bearer.”
“Use “homeowners_consumer_prefill”: Preferred homeowners MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy homeowners insurance and no operator bea.”
“Use “consumer_intake_issues”: Continue a consumer-prefill homeowners or umbrella handoff in chat. Coverage Cat prefers to keep follow-up authorization in the hidden MCP s.”
“Use “consumer_intake_patch”: Patch a consumer-prefill homeowners or umbrella handoff in chat. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shop.”
How secure is the Coverage Cat MCP server?
Every server in the gate directory has to pass the same four checks before your AI can touch it. Here's how Coverage Cat holds up.
Official endpoint
Operated by Coverage Cat (coveragecat.com) at its documented MCP endpoint — not a third-party mirror or community re-host.
No sign-in needed
This server only exposes public data — no account and no credentials are involved when you connect.
Scanned before it goes live
gate checks every tool for prompt injection, hidden instructions, data-exfiltration hints, and over-broad permissions before the server is available through your gateway.
Watched for drift
If Coverage Cat adds or changes tools later, gate re-scans and alerts you — before your AI acts on the change.
Connected in three steps
Connect your gate
Add one gateway URL to Claude, ChatGPT, or any MCP client. One-time setup, about two minutes.
Pick Coverage Cat
Choose Coverage Cat in the gate directory. No sign-in needed.
Use it anywhere
Coverage Cat's tools are live in every AI client you've connected — with rules and logging built in.
Free to start · No credit card · No hosting needed
The actual tools Coverage Cat exposes
Fetched live from the official endpoint and re-checked daily by gate — not marketing copy.
umbrella_consumer_prefill — Preferred umbrella MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy umbrella insurance and no operator bearer
homeowners_consumer_prefill — Preferred homeowners MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy homeowners insurance and no operator bea
consumer_intake_issues — Continue a consumer-prefill homeowners or umbrella handoff in chat. Coverage Cat prefers to keep follow-up authorization in the hidden MCP s
consumer_intake_patch — Patch a consumer-prefill homeowners or umbrella handoff in chat. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shop
umbrella_consumer_select — Continue the consumer-prefill umbrella flow after quotes are ready. Coverage Cat prefers to keep follow-up authorization in the hidden MCP s
umbrella_consumer_bind — Continue the consumer-prefill umbrella bind follow-up only after select returns needs_more_info_to_bind or ready_to_finalize. Coverage Cat p
umbrella_consumer_attach — Upload declarations or auto declarations during the consumer-prefill umbrella post-choose flow. Coverage Cat prefers to keep follow-up autho
umbrella_consumer_payment — Prepare secure Stripe payment collection or submit the resulting payment method during the consumer-prefill umbrella post-choose flow. Cover
+ 15 more tools once connected
Who runs the Coverage Cat MCP server?
The Coverage Cat MCP server at a glance
https://www.coveragecat.com/api/consumer/mcpQuestions, answered
Is there an official Coverage Cat MCP server?
Yes — Coverage Cat operates its own remote MCP server at www.coveragecat.com. gate connects you to that official endpoint and adds security scanning, per-tool access rules, and an activity log on top.
How do I connect Coverage Cat to Claude or ChatGPT?
Add gate's gateway URL to your AI client once, then pick Coverage Cat in the directory. No account or sign-in is needed. From then on, Coverage Cat's tools are available in every client you've connected to gate.
Do I need to host anything?
No. Coverage Cat runs the server, and gate is fully managed. You just connect one URL — there's nothing to install, deploy, or maintain.
Is the Coverage Cat MCP server safe to connect?
It's the vendor's official endpoint, and gate scans its tools for prompt injection and hidden instructions before it goes live, re-checks it whenever it changes, and lets you allow, block, or require approval for every single tool.
Is it free?
Yes — you can get started with gate for free and connect Coverage Cat in minutes. No credit card required.
Connect more than just Coverage Cat
Every server below works through the same gateway URL — connect once, add tools anytime.
Squarespace DomainsDesignView →Set up Coverage Cat in: Claude · Claude Code · ChatGPT · Cursor · VS Code